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Yours Bank Review

Comprehensive review and analysis of Yours Bank's digital banking services

Quick Facts

Founded
2021
Head Office
Brazil
Active Customers
100,000+
Total Funding
$20 million
Employees
100+
App Store Rating
4.2/5

Pros & Cons

Pros

  • Personalized service
  • No monthly fees
  • Modern interface
  • Easy onboarding
  • PIX integration
  • 24/7 support

Cons

  • New to market
  • Limited features
  • Brazil-only availability
  • Basic services

Supported Countries

  • Brazil

Fees

  • Account Maintenance Free
  • Card Issue Free
  • ATM Withdrawals Free at partner networks
  • Transfers Free
  • Investment Platform No management fees

Overview

Yours Bank has focused on personalized digital banking since 2021. Their platform combines essential banking services with customized features and a modern user experience.

Key Features

Banking Services

  • Digital account
  • Debit card
  • PIX transfers
  • Bill payments
  • Money transfers
  • Payment scheduling

Personalization

  • Custom interface
  • Personalized insights
  • Individual goals
  • Tailored offers
  • Preference settings
  • User profiles

Mobile Features

  • Modern interface
  • Real-time notifications
  • Transaction tracking
  • Budget management
  • Goal setting
  • Account controls

Additional Services

  • Financial education
  • Partner benefits
  • Rewards program
  • Bill analysis
  • Savings tools
  • Security features

Security Features

  • Biometric authentication
  • Transaction monitoring
  • Fraud detection
  • Device management
  • PIN protection
  • Instant blocking

Customer Support

  • 24/7 assistance
  • Personal support
  • Email assistance
  • Help center
  • Video guides
  • Social media

Verdict

Yours Bank excels in providing personalized digital banking services. Their focus on customization and user experience makes them particularly valuable for customers seeking a tailored banking solution.

While the platform is relatively new with some limitations, it offers solid functionality for basic banking needs. The main limitations are the Brazil-only availability and basic service offering, but for Brazilian users seeking a personalized digital banking experience, Yours Bank provides an excellent solution.