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TallyMoney Review

Comprehensive review and analysis of TallyMoney's digital banking services

Quick Facts

Founded
2016
Head Office
United Kingdom
Active Customers
50,000+
Total Funding
Private
Employees
50+
App Store Rating
4.2/5

Pros & Cons

Pros

  • Gold-backed savings
  • Physical gold ownership
  • Inflation protection
  • No foreign fees
  • Real-time gold price
  • Secure storage

Cons

  • Limited banking features
  • Account fees
  • Complex concept
  • UK-only availability

Supported Countries

  • United Kingdom

Fees

  • Account Fee 0.1% per month
  • Card Issue Free
  • ATM Withdrawals Free
  • Foreign Transactions Free
  • Gold Storage Included

Overview

TallyMoney has pioneered gold-based banking since 2016. Their unique platform combines traditional banking services with physical gold ownership, offering an alternative to conventional fiat currency banking.

Key Features

Banking Services

  • Current account
  • Debit card
  • Mobile banking
  • Direct debits
  • Standing orders
  • International payments

Gold Features

  • Physical gold backing
  • Real-time gold prices
  • Secure storage
  • Gold ownership
  • Price tracking
  • Market insights

Payment Services

  • Global payments
  • No forex fees
  • ATM withdrawals
  • Online purchases
  • Mobile payments
  • Bill payments

Additional Features

  • Inflation protection
  • Value preservation
  • Portfolio tracking
  • Market analysis
  • Educational content
  • Investment tools

Security Features

  • Bank-grade security
  • Two-factor authentication
  • Transaction monitoring
  • Fraud detection
  • Secure storage
  • Insurance coverage

Customer Support

  • Phone support
  • Email assistance
  • Live chat
  • Help center
  • Educational resources
  • Market updates

Verdict

TallyMoney excels in providing an innovative alternative to traditional banking through their gold-backed account system. Their unique approach offers particular value for those seeking inflation protection and wealth preservation.

While the monthly fees and complex concept might require some understanding, the platform offers a compelling alternative to conventional banking. The main limitations are the UK-only availability and limited traditional banking features, but for users interested in gold-backed banking, TallyMoney offers an innovative solution.