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Soldo Review

Comprehensive review and analysis of Soldo's digital banking services

Quick Facts

Founded
2015
Head Office
United Kingdom
Active Customers
30,000+
Total Funding
€180 million
Employees
400+
App Store Rating
4.6/5

Pros & Cons

Pros

  • Multi-user expense control
  • Real-time tracking
  • Automated reporting
  • Custom spending rules
  • Integration options
  • Multi-currency support

Cons

  • Business-only platform
  • Monthly fees
  • Complex setup
  • Limited personal features

Supported Countries

  • United Kingdom
  • European Union

Fees

  • Start Plan £6/month
  • Pro Plan £9/month
  • Premium Plan Custom pricing
  • Card Issue Free
  • Foreign Exchange 1% fee

Overview

Soldo has revolutionized business expense management since 2015. Their platform combines prepaid business cards with comprehensive expense management tools, helping organizations control and track spending effectively.

Key Features

Expense Management

  • Prepaid business cards
  • Spending controls
  • Receipt capture
  • Expense tracking
  • Policy enforcement
  • Automated categorization

Business Tools

  • Multi-user access
  • Custom rules
  • Spending analytics
  • Reporting tools
  • Budget management
  • Cost allocation

Integration Features

  • Accounting software
  • ERP systems
  • API access
  • Custom exports
  • Data synchronization
  • Automated reconciliation

Financial Controls

  • Spending limits
  • Department budgets
  • Approval workflows
  • Real-time tracking
  • Custom permissions
  • Audit trails

Security Features

  • Bank-level encryption
  • Two-factor authentication
  • Role-based access
  • Transaction monitoring
  • Fraud detection
  • Compliance tools

Customer Support

  • Dedicated manager
  • Technical support
  • Email assistance
  • Help center
  • Training resources
  • Implementation support

Verdict

Soldo excels in providing comprehensive expense management solutions for businesses. Their combination of prepaid cards and automated expense management makes them particularly valuable for organizations looking to streamline their spending controls.

While the platform requires monthly fees and setup effort, the control and automation features often justify the investment. The main limitations are the business-only focus and complex implementation, but for companies seeking sophisticated expense management, Soldo offers an excellent solution.