Rooster Money logo

Rooster Money Review

Comprehensive review and analysis of Rooster Money's digital banking services

Quick Facts

Founded
2016
Head Office
United Kingdom
Active Customers
200,000+
Total Funding
NatWest acquisition
Employees
50+
App Store Rating
4.5/5

Pros & Cons

Pros

  • Parent controls
  • Educational features
  • Chore management
  • Savings goals
  • Family sharing
  • Star chart system

Cons

  • Monthly subscription
  • Age restrictions
  • Limited features
  • UK-only availability

Supported Countries

  • United Kingdom

Fees

  • Basic Account Free
  • Rooster Plus £14.99/year
  • Rooster Card £24.99/year
  • Additional Cards £19.99/year
  • Foreign Transactions 2.5%

Overview

Rooster Money has focused on family banking and financial education since 2016. Their platform combines practical money management tools with educational features, helping parents teach their children about responsible money management.

Key Features

Banking Features

  • Virtual money tracking
  • Prepaid debit card
  • Parent controls
  • Spending limits
  • Savings pots
  • Transaction history

Educational Tools

  • Money lessons
  • Star charts
  • Chore tracking
  • Reward system
  • Goal setting
  • Learning resources

Parent Controls

  • Spending oversight
  • Task management
  • Allowance scheduling
  • Instant transfers
  • Card freezing
  • Activity monitoring

Youth Features

  • Savings goals
  • Task rewards
  • Spending analytics
  • Custom cards
  • Gift tracking
  • Wish lists

Security Features

  • Parent oversight
  • Spending controls
  • Card freezing
  • PIN protection
  • Transaction monitoring
  • Safe spending limits

Customer Support

  • Parent support
  • Email assistance
  • Phone support
  • Help center
  • Educational resources
  • Community forum

Verdict

Rooster Money excels in providing a comprehensive platform for teaching children about money management. Their combination of virtual tracking and physical cards makes them particularly valuable for families looking to gradually introduce children to financial responsibility.

While the subscription model might be a consideration, the educational value and feature set often justify the cost. The main limitations are the age restrictions and UK-only availability, but for British families seeking a tool to teach children about money management, Rooster Money offers an excellent solution.