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Pixpay Review

Comprehensive review and analysis of Pixpay's digital banking services

Quick Facts

Founded
2019
Head Office
France
Active Customers
200,000+
Total Funding
€35 million
Employees
100+
App Store Rating
4.6/5

Pros & Cons

Pros

  • Strong parental controls
  • Educational features
  • Real-time notifications
  • Savings goals
  • Task management
  • Security features

Cons

  • Monthly subscription
  • Age restrictions
  • France-only availability
  • Limited banking features

Supported Countries

  • France

Fees

  • Monthly Fee €2.99/month
  • Card Issue Free
  • ATM Withdrawals Free in France
  • Foreign Transactions 2% fee
  • Replacement Card €5

Overview

Pixpay has focused on providing digital banking services for teenagers since 2019. Their platform combines essential banking features with strong parental controls and educational tools, helping young people learn financial responsibility.

Key Features

Banking Services

  • Teen current account
  • Mastercard debit card
  • Mobile payments
  • Instant transfers
  • Online purchases
  • ATM access

Parental Controls

  • Spending limits
  • Usage restrictions
  • Real-time alerts
  • Card blocking
  • Location controls
  • Transaction monitoring

Educational Tools

  • Financial education
  • Money management
  • Budgeting skills
  • Savings challenges
  • Task rewards
  • Learning resources

Teen Features

  • Savings goals
  • Task management
  • Spending analytics
  • Custom card design
  • Friend payments
  • Reward system

Security Features

  • Parental oversight
  • Two-factor authentication
  • Transaction monitoring
  • Fraud detection
  • Card freezing
  • Location tracking

Customer Support

  • In-app chat
  • Parent support
  • Email assistance
  • Help center
  • Educational content
  • Community forum

Verdict

Pixpay excels in providing secure and educational banking services for teenagers. Their combination of strong parental controls and teen-friendly features makes them particularly valuable for families looking to teach financial responsibility.

While the monthly subscription fee might be a consideration, the comprehensive feature set and security measures often justify the cost. The main limitations are the age restrictions and France-only availability, but for French families seeking a safe and educational banking solution for their teenagers, Pixpay offers an excellent package.