PCS Review
Comprehensive review and analysis of PCS's digital banking services
Quick Facts
- Founded
- 2012
- Head Office
- France
- Active Customers
- 1+ million
- Total Funding
- Private
- Employees
- 100+
- App Store Rating
- 4.2/5
Pros & Cons
Pros
- No credit check
- Easy account opening
- Wide acceptance
- Cash loading options
- Mobile app
- Multiple currencies
Cons
- Loading fees
- Transaction fees
- Limited features
- Basic services
Supported Countries
- France
- European Union
Fees
- Card Issue €9.90
- Monthly Fee €2.99
- Cash Load 2% fee
- ATM Withdrawals €1.50
- Foreign Transactions 3% fee
Overview
PCS has provided accessible prepaid banking services since 2012. Their platform focuses on financial inclusion, offering basic banking services without credit checks or complex requirements.
Key Features
Banking Services
- Prepaid Mastercard
- Mobile app
- Online account
- Cash loading
- Bank transfers
- Bill payments
Payment Features
- Contactless payments
- Online purchases
- ATM access
- Mobile payments
- International use
- Multi-currency
Mobile Features
- Balance checking
- Transaction history
- Card management
- Payment tracking
- Load locations
- Notifications
Additional Services
- Multiple cards
- Card-to-card transfers
- SMS alerts
- Account statements
- Customer support
- Security features
Security Features
- PIN protection
- Transaction monitoring
- Card blocking
- Fraud detection
- SMS alerts
- Secure login
Customer Support
- Phone support
- Email assistance
- Help center
- Online guides
- FAQ section
- Social media
Verdict
PCS excels in providing accessible prepaid banking services. Their focus on financial inclusion and easy account opening makes them particularly valuable for customers who might face barriers with traditional banks.
While the platform has various fees and limited features compared to full-service banks, it offers essential banking services without credit checks. The main limitations are the transaction fees and basic service offering, but for customers seeking accessible prepaid banking solutions, PCS provides a reliable option.