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Payhawk Review

Comprehensive review and analysis of Payhawk's digital banking services

Quick Facts

Founded
2018
Head Office
United Kingdom
Active Customers
1,000+
Total Funding
€215 million
Employees
300+
App Store Rating
4.6/5

Pros & Cons

Pros

  • Integrated expense management
  • Smart company cards
  • Automated bookkeeping
  • Real-time spending control
  • Invoice processing
  • Multi-entity support

Cons

  • Business-only platform
  • Higher pricing tiers
  • Complex implementation
  • Enterprise focus

Supported Countries

  • United Kingdom
  • European Union

Fees

  • Scale Plan Custom pricing
  • Growth Plan Custom pricing
  • Enterprise Plan Custom pricing
  • Card Issuance Free
  • Foreign Transactions Included in plan

Overview

Payhawk has revolutionized business expense management since 2018. Their platform combines smart company cards with comprehensive expense management tools, helping businesses automate their financial operations.

Key Features

Expense Management

  • Smart company cards
  • Receipt capture
  • Invoice processing
  • Expense tracking
  • Policy enforcement
  • Approval workflows

Business Tools

  • Multi-entity support
  • Team management
  • Spending analytics
  • Reporting tools
  • Budget control
  • Cost allocation

Integration Features

  • Accounting software
  • ERP systems
  • Banking connections
  • API access
  • Custom exports
  • Data synchronization

Payment Features

  • International payments
  • Batch processing
  • Payment scheduling
  • Direct debits
  • Standing orders
  • Currency management

Security Features

  • Bank-level encryption
  • Two-factor authentication
  • Role-based access
  • Transaction monitoring
  • Fraud detection
  • Compliance tools

Customer Support

  • Dedicated manager
  • Technical support
  • Email assistance
  • Help center
  • Training resources
  • Implementation support

Verdict

Payhawk excels in providing comprehensive expense management solutions for businesses. Their combination of smart company cards and automated expense management makes them particularly valuable for larger organizations looking to streamline their financial operations.

While the platform requires significant implementation effort and comes with higher pricing tiers, the automation and control features often justify the investment. The main limitations are the enterprise focus and complex setup process, but for businesses seeking sophisticated expense management, Payhawk offers an excellent solution.