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NG.Cash Review

Comprehensive review and analysis of NG.Cash's digital banking services

Quick Facts

Founded
2021
Head Office
Brazil
Active Customers
500,000+
Total Funding
$25 million
Employees
100+
App Store Rating
4.4/5

Pros & Cons

Pros

  • Youth focus
  • Social features
  • No monthly fees
  • Modern interface
  • Easy onboarding
  • Educational content

Cons

  • Age restrictions
  • Limited features
  • Brazil-only availability
  • Basic services

Supported Countries

  • Brazil

Fees

  • Account Maintenance Free
  • Card Issue Free
  • ATM Withdrawals Free at partner networks
  • Transfers Free
  • PIX Transactions Free

Overview

NG.Cash has focused on serving young users since 2021. Their platform combines essential banking services with social features and educational content designed for Generation Z.

Key Features

Banking Services

  • Digital account
  • Debit card
  • PIX transfers
  • Bill payments
  • Money transfers
  • Payment scheduling

Social Features

  • Friend payments
  • Group expenses
  • Social feed
  • Payment requests
  • Split bills
  • Community features

Educational Content

  • Financial education
  • Money management
  • Investment basics
  • Savings tips
  • Budget guides
  • Security awareness

Additional Services

  • Rewards program
  • Partner benefits
  • Savings goals
  • Budget tracking
  • Payment history
  • Security features

Security Features

  • Biometric authentication
  • Transaction monitoring
  • Fraud detection
  • Device management
  • PIN protection
  • Instant blocking

Customer Support

  • In-app chat
  • Email support
  • Help center
  • Video guides
  • Community support
  • Social media

Verdict

NG.Cash excels in providing digital banking services tailored to young users. Their combination of banking features and social elements makes them particularly valuable for Generation Z users seeking a modern banking experience.

While the platform has age restrictions and basic features, it offers solid functionality for essential banking needs. The main limitations are the Brazil-only availability and limited services, but for young Brazilian users seeking a social-focused digital bank, NG.Cash provides an excellent solution.