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Next Review

Comprehensive review and analysis of Next's digital banking services

Quick Facts

Founded
2017
Head Office
Brazil
Active Customers
10+ million
Total Funding
Bradesco subsidiary
Employees
1000+
App Store Rating
4.5/5

Pros & Cons

Pros

  • Bank backing
  • Modern features
  • Investment options
  • Rewards program
  • Credit products
  • Wide acceptance

Cons

  • Some monthly fees
  • Brazil-only availability
  • Premium features cost
  • Limited international

Supported Countries

  • Brazil

Fees

  • Account Maintenance Varies by plan
  • Card Issue Free
  • ATM Withdrawals Free at Bradesco network
  • Transfers Free
  • Investment Platform No management fees

Overview

Next has provided digital banking services since 2017 as part of Bradesco. Their platform combines traditional banking stability with modern features and lifestyle benefits.

Key Features

Banking Services

  • Digital account
  • Credit cards
  • Debit cards
  • PIX transfers
  • Bill payments
  • Money transfers

Investment Features

  • Investment platform
  • Fixed income
  • Investment funds
  • Savings options
  • Portfolio tracking
  • Market analysis

Lifestyle Benefits

  • Rewards program
  • Partner discounts
  • Entertainment perks
  • Shopping benefits
  • Travel rewards
  • Exclusive offers

Additional Services

  • Credit products
  • Insurance options
  • Financial planning
  • Budget tools
  • Savings features
  • Security controls

Security Features

  • Bank-grade security
  • Two-factor authentication
  • Transaction monitoring
  • Fraud detection
  • Device management
  • Instant blocking

Customer Support

  • 24/7 assistance
  • Chat support
  • Phone support
  • Help center
  • Video tutorials
  • Social media

Verdict

Next excels in providing modern digital banking services with traditional bank backing. Their combination of banking features and lifestyle benefits makes them particularly valuable for users seeking a comprehensive digital banking experience.

While some features require paid plans and international capabilities are limited, the platform offers extensive functionality for domestic banking needs. The main limitations are the Brazil-only availability and premium feature costs, but for Brazilian users seeking a reliable digital bank with modern features and traditional bank support, Next provides an excellent solution.