Neon BR logo

Neon BR Review

Comprehensive review and analysis of Neon BR's digital banking services

Quick Facts

Founded
2016
Head Office
Brazil
Active Customers
15+ million
Total Funding
$800 million
Employees
1500+
App Store Rating
4.7/5

Pros & Cons

Pros

  • No monthly fees
  • Investment options
  • Credit products
  • Rewards program
  • Easy onboarding
  • Modern interface

Cons

  • Limited international features
  • Brazil-only availability
  • Some premium features
  • Variable credit rates

Supported Countries

  • Brazil

Fees

  • Account Maintenance Free
  • Card Issue Free
  • ATM Withdrawals Free at partner networks
  • Transfers Free
  • Investment Platform No management fees

Overview

Neon BR has revolutionized digital banking in Brazil since 2016. Their platform combines comprehensive banking services with investment options and credit products, making financial services more accessible to millions of Brazilians.

Key Features

Banking Services

  • Digital account
  • Credit cards
  • Debit cards
  • PIX transfers
  • Bill payments
  • Money transfers

Investment Features

  • Investment platform
  • Fixed income
  • Investment funds
  • Savings options
  • Portfolio tracking
  • Market analysis

Credit Products

  • Personal loans
  • Credit cards
  • Credit analysis
  • Limit increases
  • Payment plans
  • Insurance options

Additional Services

  • Rewards program
  • Partner benefits
  • Financial education
  • Budget tools
  • Savings features
  • Security controls

Security Features

  • Biometric authentication
  • Transaction monitoring
  • Fraud detection
  • Device management
  • PIN protection
  • Instant blocking

Customer Support

  • 24/7 assistance
  • In-app chat
  • Phone support
  • Help center
  • Video guides
  • Social media

Verdict

Neon BR excels in providing comprehensive digital banking services with a focus on accessibility and user experience. Their combination of banking, investment, and credit features makes them particularly valuable for users seeking a full-service digital bank.

While some features require premium subscriptions and international capabilities are limited, the platform offers extensive functionality for domestic banking needs. The main limitations are the Brazil-only availability and variable credit rates, but for Brazilian users seeking a modern, feature-rich digital bank, Neon BR provides an excellent solution.