NaranjaX Review
Comprehensive review and analysis of NaranjaX's digital banking services
Quick Facts
- Founded
- 2019
- Head Office
- Argentina
- Active Customers
- 500,000+
- Total Funding
- Grupo Galicia subsidiary
- Employees
- 200+
- App Store Rating
- 4.4/5
Pros & Cons
Pros
- Strong bank backing
- Credit products
- Investment options
- Rewards program
- Easy onboarding
- Modern interface
Cons
- Limited international features
- Some fees apply
- Regional restrictions
- Variable rates
Supported Countries
- Argentina
Fees
- Account Maintenance Free
- Card Issue Free
- ATM Withdrawals Free at partner banks
- Credit Products Competitive rates
- Investment Platform No management fees
Overview
NaranjaX has innovated digital banking since 2019 as part of Grupo Galicia. Their platform combines traditional banking stability with modern financial features and credit products.
Key Features
Banking Services
- Digital account
- Credit cards
- Debit cards
- Mobile payments
- Money transfers
- Bill payments
Credit Features
- Personal loans
- Credit cards
- Buy now, pay later
- Credit scoring
- Payment plans
- Instant approval
Investment Options
- Investment platform
- Savings products
- Portfolio management
- Market analysis
- Goal tracking
- Financial planning
Additional Services
- Rewards program
- Partner benefits
- Insurance products
- Mobile top-ups
- Bill management
- Financial education
Security Features
- Bank-grade security
- Two-factor authentication
- Transaction monitoring
- Fraud detection
- Device management
- Instant blocking
Customer Support
- 24/7 assistance
- Phone support
- Email support
- Help center
- Video tutorials
- Social media
Verdict
NaranjaX excels in providing comprehensive digital banking services with strong traditional bank backing. Their combination of credit products and modern features makes them particularly valuable for users seeking a full-service digital bank.
While the platform has some fees and regional restrictions, it offers solid functionality for both basic banking and credit needs. The main limitations are the limited international features and variable rates, but for Argentine users seeking a reliable digital bank with credit options, NaranjaX provides an excellent solution.