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MyPOS Review

Comprehensive review and analysis of MyPOS's digital banking services

Quick Facts

Founded
2014
Head Office
United Kingdom
Active Customers
150,000+
Total Funding
Private
Employees
300+
App Store Rating
4.2/5

Pros & Cons

Pros

  • Integrated payments
  • Next-day settlement
  • Free business account
  • Multiple currencies
  • Mobile POS solutions
  • Online payments

Cons

  • Hardware costs
  • Transaction fees
  • Limited banking features
  • Complex pricing

Supported Countries

  • United Kingdom
  • European Union

Fees

  • Account Maintenance Free
  • Card Processing From 1.1%
  • Terminal Rental From £9.90/month
  • Online Payments From 1.3%
  • Bank Transfers Free

Overview

MyPOS has provided integrated payment solutions since 2014. Their platform combines payment processing with business banking features, offering a comprehensive solution for merchants and small businesses.

Key Features

Payment Processing

  • Card payments
  • Contactless
  • Mobile payments
  • Online payments
  • Payment links
  • QR payments

Banking Services

  • Business account
  • Multi-currency
  • Instant settlement
  • Card issuing
  • Money transfers
  • Direct debits

Business Tools

  • Sales analytics
  • Inventory management
  • Staff accounts
  • Receipt printing
  • Invoice creation
  • Reporting tools

Online Solutions

  • Payment gateway
  • Virtual terminal
  • E-commerce plugins
  • API integration
  • Payment links
  • Recurring payments

Security Features

  • PCI DSS compliance
  • Fraud prevention
  • Transaction monitoring
  • Chargeback protection
  • Data encryption
  • Secure authentication

Customer Support

  • 24/7 support
  • Technical assistance
  • Email support
  • Help center
  • Training resources
  • Merchant support

Verdict

MyPOS excels in providing integrated payment and banking solutions for businesses. Their combination of hardware, software, and banking services makes them particularly valuable for merchants needing a complete payment processing solution.

While hardware costs and transaction fees apply, the free business account and next-day settlement offer good value. The main limitations are the complex pricing structure and limited banking features, but for businesses seeking an all-in-one payment solution, MyPOS offers an excellent package.