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Multipass Review

Comprehensive review and analysis of Multipass's digital banking services

Quick Facts

Founded
2016
Head Office
United Kingdom
Active Customers
10,000+
Total Funding
£25 million
Employees
100+
App Store Rating
4.3/5

Pros & Cons

Pros

  • Multi-currency accounts
  • Global payments
  • Competitive exchange rates
  • Business focus
  • Payment automation
  • API integration

Cons

  • Business-only platform
  • Higher fees for small volumes
  • Complex pricing structure
  • Limited retail features

Supported Countries

  • United Kingdom
  • European Union

Fees

  • Account Opening Free
  • Monthly Fee From £20/month
  • International Transfers From 0.3%
  • Currency Exchange Wholesale rates + margin
  • Local Transfers Free

Overview

Multipass has specialized in global business banking since 2016. Their platform focuses on providing comprehensive international payment solutions and multi-currency management for businesses operating across borders.

Key Features

Banking Services

  • Multi-currency accounts
  • Global payments
  • Local IBANs
  • Payment collection
  • FX management
  • Mass payments

Business Tools

  • Payment automation
  • Invoice management
  • Expense tracking
  • Currency hedging
  • Market analysis
  • Cash flow forecasting

Integration Features

  • API access
  • Accounting software
  • ERP systems
  • Payment platforms
  • Custom workflows
  • Data exports

Currency Management

  • Real-time rates
  • Forward contracts
  • Currency alerts
  • Risk management
  • Market insights
  • Rate notifications

Security Features

  • Bank-grade security
  • Two-factor authentication
  • Role-based access
  • Transaction monitoring
  • Fraud prevention
  • Compliance tools

Customer Support

  • Dedicated manager
  • Technical support
  • Email assistance
  • Help center
  • Training resources
  • Market guidance

Verdict

Multipass excels in providing comprehensive international banking solutions for businesses. Their multi-currency capabilities and global payment features make them particularly valuable for companies operating across multiple jurisdictions.

While the platform may be expensive for smaller businesses, the features and potential savings on international transactions often justify the cost. The main limitations are the business-only focus and complex pricing structure, but for companies needing robust international banking capabilities, Multipass offers an excellent solution.