Moss Review
Comprehensive review and analysis of Moss's digital banking services
Quick Facts
- Founded
- 2019
- Head Office
- United Kingdom
- Active Customers
- 20,000+
- Total Funding
- €130 million
- Employees
- 250+
- App Store Rating
- 4.4/5
Pros & Cons
Pros
- Smart credit cards
- Expense management
- Invoice processing
- Real-time spending control
- Accounting integration
- Multi-user access
Cons
- Business-only platform
- Higher pricing tiers
- Limited international features
- Complex setup process
Supported Countries
- United Kingdom
- Germany
Fees
- Basic Plan Custom pricing
- Professional Plan Custom pricing
- Enterprise Plan Custom pricing
- Card Issuance Free
- Foreign Transactions 1.5% fee
Overview
Moss has revolutionized business spending management since 2019. Their platform combines smart credit cards with comprehensive expense management tools, helping businesses streamline their financial operations.
Key Features
Credit Management
- Business credit cards
- Virtual cards
- Spending limits
- Credit monitoring
- Payment terms
- Credit analysis
Expense Management
- Receipt capture
- Invoice processing
- Expense tracking
- Budget control
- Approval workflows
- Cost allocation
Business Tools
- Multi-user access
- Team management
- Spending analytics
- Reporting tools
- Policy enforcement
- Audit trails
Integration Features
- Accounting software
- ERP systems
- Banking connections
- API access
- Custom exports
- Data synchronization
Security Features
- Bank-level encryption
- Two-factor authentication
- Role-based access
- Transaction monitoring
- Fraud detection
- Compliance tools
Customer Support
- Dedicated account manager
- Technical support
- Email assistance
- Help center
- Training resources
- Implementation support
Verdict
Moss excels in providing comprehensive spending management solutions for businesses. Their combination of smart credit cards and expense management tools makes them particularly valuable for growing companies looking to streamline their financial operations.
While the platform requires a more complex setup and comes with higher pricing tiers, the automation and control features often justify the investment. The main limitations are the business-only focus and limited international features, but for UK and German businesses seeking sophisticated spending management, Moss offers an excellent solution.