Mooney Review
Comprehensive review and analysis of Mooney's digital banking services
Quick Facts
- Founded
- 2020
- Head Office
- Italy
- Active Customers
- 20+ million
- Total Funding
- Enel and Intesa Sanpaolo subsidiary
- Employees
- 1500+
- App Store Rating
- 4.4/5
Pros & Cons
Pros
- Wide accessibility
- Retail network
- Payment services
- Bill payments
- Easy onboarding
- No credit check
Cons
- Transaction fees
- Limited features
- Italy-only availability
- Basic services
Supported Countries
- Italy
Fees
- Account Opening Free
- Card Issue €5
- Bill Payments From €1.50
- Cash Services Varies by service
- Transfers From €1
Overview
Mooney has focused on accessible financial services since 2020. Their platform combines digital banking with a vast retail network, making financial services available to all Italians.
Key Features
Banking Services
- Prepaid cards
- Payment services
- Bill payments
- Money transfers
- Mobile top-ups
- Cash services
Payment Features
- Bill payments
- Utility payments
- Transport tickets
- Gaming services
- Mobile payments
- QR payments
Retail Network
- 45,000+ points
- Cash services
- Payment services
- Card services
- Account opening
- Customer support
Additional Services
- Mobile app
- Online platform
- Transaction history
- Balance checking
- Security features
- Support services
Security Features
- Transaction monitoring
- Fraud detection
- PIN protection
- Card blocking
- Access controls
- Secure messaging
Customer Support
- Retail support
- Phone assistance
- Email support
- Help center
- Online guides
- Social media
Verdict
Mooney excels in providing accessible financial services through a combination of digital and physical channels. Their extensive retail network and simple services make them particularly valuable for users seeking convenient payment and banking solutions.
While the platform has various transaction fees and basic features, it offers excellent accessibility and convenience. The main limitations are the Italy-only availability and basic service offering, but for Italian users seeking accessible financial services with both digital and physical options, Mooney provides an excellent solution.