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Judo Bank Review

Comprehensive review and analysis of Judo Bank's digital banking services

Quick Facts

Founded
2016
Head Office
Australia
Active Customers
Business focus
Total Funding
AUD 1.2 billion
Employees
350+
App Store Rating
4.6/5

Pros & Cons

Pros

  • Relationship banking focus
  • Competitive business loans
  • High-yield term deposits
  • Personal service
  • Fast loan decisions
  • Industry expertise

Cons

  • Business-only focus
  • Limited retail banking
  • Australia-only operations
  • Minimum deposit requirements

Supported Countries

  • Australia

Fees

  • Business Account Competitive rates
  • Term Deposits No fees
  • Business Loans Competitive rates
  • Line of Credit Based on assessment
  • Equipment Finance Tailored pricing

Overview

Judo Bank has revolutionized business banking in Australia since 2016 by focusing on relationship banking and personalized service. As a challenger bank specifically designed for business customers, it offers comprehensive lending solutions and competitive term deposits.

Key Features

Business Banking

  • Business loans
  • Term deposits
  • Equipment finance
  • Line of credit
  • Business mortgages
  • Working capital

Lending Features

  • Fast approvals
  • Relationship focus
  • Flexible terms
  • Industry expertise
  • Tailored solutions
  • Competitive rates

Term Deposits

  • High interest rates
  • Flexible terms
  • Business focus
  • Regular income options
  • Notice accounts
  • Term flexibility

Business Services

  • Relationship managers
  • Industry expertise
  • Quick decisions
  • Online banking
  • Mobile app
  • Business insights

Security Features

  • Bank-grade security
  • Multi-factor authentication
  • Transaction monitoring
  • Fraud detection
  • Secure messaging
  • 24/7 monitoring

Customer Support

  • Dedicated managers
  • Phone support
  • Email support
  • Business specialists
  • Industry experts
  • Online support

Verdict

Judo Bank excels in providing relationship-focused business banking services in Australia. Its emphasis on personal service and understanding of business needs makes it particularly attractive for SMEs and growing businesses.

While the platform is limited to business customers in Australia, it offers comprehensive business banking solutions. The combination of competitive rates, personal service, and industry expertise creates significant value for business customers seeking an alternative to traditional banks.