Iti logo

Iti Review

Comprehensive review and analysis of Iti's digital banking services

Quick Facts

Founded
2019
Head Office
Brazil
Active Customers
15+ million
Total Funding
Itaú Unibanco subsidiary
Employees
500+
App Store Rating
4.6/5

Pros & Cons

Pros

  • Bank backing
  • No monthly fees
  • Easy onboarding
  • PIX integration
  • Rewards program
  • Wide acceptance

Cons

  • Limited features
  • Brazil-only availability
  • Basic services
  • Some transfer limits

Supported Countries

  • Brazil

Fees

  • Account Maintenance Free
  • Card Issue Free
  • ATM Withdrawals Free at Itaú network
  • Transfers Free
  • PIX Transactions Free

Overview

Iti has provided digital banking services since 2019 as part of Itaú Unibanco. Their platform combines the stability of traditional banking with modern digital features.

Key Features

Banking Services

  • Digital account
  • Debit card
  • PIX transfers
  • Bill payments
  • Money transfers
  • Payment scheduling

Mobile Features

  • User-friendly app
  • Real-time notifications
  • Transaction tracking
  • Balance management
  • Payment history
  • Account controls

Payment Options

  • QR code payments
  • PIX transfers
  • Bill payments
  • Mobile top-ups
  • Payment requests
  • Scheduled transfers

Additional Services

  • Rewards program
  • Partner benefits
  • Insurance options
  • Mobile recharge
  • Bill management
  • Security features

Security Features

  • Bank-grade security
  • Two-factor authentication
  • Transaction monitoring
  • Fraud detection
  • Device management
  • Instant blocking

Customer Support

  • 24/7 assistance
  • Chat support
  • Phone support
  • Help center
  • Video tutorials
  • Social media

Verdict

Iti excels in providing accessible digital banking services with traditional bank backing. Their combination of essential features and Itaú’s stability makes them particularly valuable for users seeking reliable digital banking.

While the platform offers basic features compared to some competitors, it provides solid functionality for everyday banking needs. The main limitations are the Brazil-only availability and transfer limits, but for Brazilian users seeking a reliable digital bank with traditional bank support, Iti provides an excellent solution.