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Isybank Review

Comprehensive review and analysis of Isybank's digital banking services

Quick Facts

Founded
2023
Head Office
Italy
Active Customers
100,000+
Total Funding
Intesa Sanpaolo subsidiary
Employees
200+
App Store Rating
4.3/5

Pros & Cons

Pros

  • Modern interface
  • Bank backing
  • Smart features
  • Easy onboarding
  • Competitive rates
  • Digital focus

Cons

  • New to market
  • Limited features
  • Italy-only availability
  • Basic services

Supported Countries

  • Italy

Fees

  • Account Maintenance From €2/month
  • Card Issue Free
  • ATM Withdrawals Free at Intesa ATMs
  • Transfers Free
  • Investment Platform Competitive rates

Overview

Isybank has launched as Intesa Sanpaolo’s digital banking solution in 2023. Their platform combines modern features with traditional bank backing, offering innovative digital banking services.

Key Features

Banking Services

  • Digital account
  • Debit card
  • Mobile payments
  • Money transfers
  • Bill payments
  • Payment scheduling

Smart Features

  • AI insights
  • Spending analysis
  • Budget tools
  • Goal tracking
  • Smart notifications
  • Financial planning

Digital Features

  • Modern interface
  • Real-time updates
  • Transaction tracking
  • Category management
  • Payment controls
  • Account settings

Additional Services

  • Investment options
  • Savings features
  • Partner benefits
  • Security tools
  • Support services
  • Educational content

Security Features

  • Bank-grade security
  • Two-factor authentication
  • Transaction monitoring
  • Fraud detection
  • Device management
  • Instant blocking

Customer Support

  • 24/7 assistance
  • In-app chat
  • Email support
  • Help center
  • Video guides
  • Bank support

Verdict

Isybank excels in providing modern digital banking services with traditional bank backing. Their combination of innovative features and Intesa Sanpaolo’s stability makes them particularly valuable for users seeking digital banking with established support.

While the platform is new to market with some limitations, it offers solid functionality for everyday banking needs. The main limitations are the Italy-only availability and basic services, but for Italian users seeking modern digital banking with traditional bank backing, Isybank provides an excellent solution.