imaginBank Review
Comprehensive review and analysis of imaginBank's digital banking services
Quick Facts
- Founded
- 2016
- Head Office
- Spain
- Active Customers
- 1+ million
- Total Funding
- CaixaBank subsidiary
- Employees
- 200+
- App Store Rating
- 4.6/5
Pros & Cons
Pros
- Mobile-first design
- No monthly fees
- Chatbot assistance
- Social payments
- Rewards program
- CaixaBank backing
Cons
- Spain-only availability
- No physical branches
- Limited investment options
- Mobile-only service
Supported Countries
- Spain
Fees
- Account Maintenance Free
- Card Issue Free
- ATM Withdrawals Free at CaixaBank ATMs
- Foreign Transactions 2% fee
- Bank Transfers Free within Spain
Overview
imaginBank launched in 2016 as CaixaBank’s mobile-only banking solution. Designed specifically for digital natives, it combines innovative mobile banking features with social integration and rewards programs.
Key Features
Banking Services
- Current account
- Debit card
- Mobile payments
- Social transfers
- Direct debits
- Standing orders
Mobile Features
- AI chatbot assistant
- Payment sharing
- Expense tracking
- Budget management
- Real-time notifications
- Social integration
Rewards Program
- Cashback offers
- Partner discounts
- Mobile rewards
- Special promotions
- Loyalty points
- Digital vouchers
Payment Features
- Contactless payments
- Mobile wallet
- QR payments
- P2P transfers
- Bill splitting
- Payment requests
Security Features
- Biometric authentication
- PIN protection
- Transaction alerts
- Fraud monitoring
- Device management
- Instant card blocking
Customer Support
- 24/7 chatbot
- In-app support
- Email assistance
- Phone support
- Help center
- Social media support
Verdict
imaginBank stands out for its mobile-first approach and focus on younger users. Their integration of banking with social features and rewards makes them particularly attractive for digital-native customers seeking a modern banking experience.
While the platform is limited to Spain and operates exclusively through mobile, it offers comprehensive banking features with the security of CaixaBank backing. For Spanish users comfortable with mobile-only banking, imaginBank provides an excellent combination of innovation and reliability.