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Galgal Review

Comprehensive review and analysis of Galgal's digital banking services

Quick Facts

Founded
2022
Head Office
India
Active Customers
50,000+
Total Funding
$8 million
Employees
50+
App Store Rating
4.3/5

Pros & Cons

Pros

  • Youth focus
  • Financial education
  • Parental controls
  • No monthly fees
  • Rewards program
  • Modern interface

Cons

  • New to market
  • Limited features
  • Age restrictions
  • India-only availability

Supported Countries

  • India

Fees

  • Account Maintenance Free
  • Card Issue Free
  • ATM Withdrawals Free at partner banks
  • UPI Transactions Free
  • Parent Controls Free

Overview

Galgal has focused on youth banking since 2022. Their platform combines essential banking services with educational features and parental controls, helping young people learn financial responsibility.

Key Features

Banking Services

  • Youth account
  • UPI payments
  • Debit card
  • Mobile banking
  • Money transfers
  • Payment limits

Educational Features

  • Financial lessons
  • Money challenges
  • Savings goals
  • Budget tracking
  • Quiz games
  • Learning rewards

Parental Controls

  • Spending limits
  • Transaction monitoring
  • Allowance management
  • Safety controls
  • Usage alerts
  • Block/unblock card

Additional Services

  • Rewards program
  • Educational content
  • Savings tools
  • Security features
  • Support services
  • Youth benefits

Security Features

  • Parental oversight
  • Transaction monitoring
  • Fraud detection
  • Device management
  • PIN protection
  • Instant blocking

Customer Support

  • 24/7 assistance
  • In-app chat
  • Email support
  • Help center
  • Video guides
  • Parent support

Verdict

Galgal excels in providing youth-focused banking services with strong educational features. Their combination of banking tools and financial education makes them particularly valuable for young users learning about money management.

While the platform is relatively new with some limitations, it offers solid functionality for youth banking needs. The main limitations are the age restrictions and India-only availability, but for Indian families seeking a banking solution for their children, Galgal provides an excellent educational option.