Flowe Review
Comprehensive review and analysis of Flowe's digital banking services
Quick Facts
- Founded
- 2020
- Head Office
- Italy
- Active Customers
- 700,000+
- Total Funding
- €45 million
- Employees
- 150+
- App Store Rating
- 4.4/5
Pros & Cons
Pros
- Strong environmental focus
- Carbon footprint tracking
- Sustainable wooden card
- User-friendly interface
- Financial education tools
- No monthly fees
Cons
- Limited availability outside Italy
- Some features require premium
- No credit products
- Basic investment options
Supported Countries
- Italy
Fees
- Basic Account Free
- Fan Account €2.50/month
- Friend Account €4.00/month
- Flex Account €8.00/month
- ATM Withdrawals Free in Italy, €2 abroad
Overview
Flowe has emerged as a leading sustainable digital bank in Italy since 2020. Combining environmental responsibility with modern banking features, it offers a unique approach to financial services that appeals to environmentally conscious consumers.
Key Features
Banking Services
- Current account
- Wooden debit card
- Mobile payments
- Money transfers
- Bill payments
- Expense tracking
Sustainability Features
- Carbon footprint tracking
- Environmental impact insights
- Sustainable wooden card
- Tree planting initiatives
- Eco-friendly partnerships
- Sustainability reports
Financial Education
- Personal development
- Financial literacy tools
- Educational content
- Budgeting guidance
- Savings tips
- Investment basics
Premium Features
- Travel insurance
- Extended warranties
- Premium support
- Higher limits
- Additional cards
- Exclusive benefits
Security Features
- Biometric authentication
- Instant card blocking
- Transaction alerts
- Fraud protection
- PIN management
- 3D Secure
Customer Support
- In-app chat
- Email support
- Phone support
- Help center
- Video tutorials
- Social media support
Verdict
Flowe distinguishes itself through its strong commitment to sustainability and environmental responsibility while providing comprehensive digital banking services. The combination of eco-friendly features and modern banking tools makes it particularly attractive for environmentally conscious users.
The wooden debit card and carbon footprint tracking are unique features that set Flowe apart from traditional banks. While some advanced features require premium subscriptions, the basic account offers solid banking functionality at no cost.
The main limitations are its primary focus on the Italian market and relatively basic investment options. However, for users seeking a sustainable banking solution with modern features and environmental impact tracking, Flowe offers an excellent package that aligns banking with environmental responsibility.