DKB Review
Comprehensive review and analysis of DKB's digital banking services
Quick Facts
- Founded
- 1990
- Head Office
- Germany
- Active Customers
- 4.8+ million
- Total Funding
- BayernLB subsidiary
- Employees
- 4000+
- App Store Rating
- 4.6/5
Pros & Cons
Pros
- No account fees
- Free credit card
- Global ATM access
- Investment options
- Sustainable focus
- Strong security
Cons
- Limited international
- Some service fees
- Germany-focused
- Basic support
Supported Countries
- Germany
Fees
- Account Maintenance Free
- Credit Card Free
- ATM Withdrawals Free worldwide
- Foreign Transactions No fees
- Investment Platform Competitive rates
Overview
DKB has provided comprehensive digital banking services since 1990. As part of BayernLB, they combine traditional banking strength with modern digital innovation.
Key Features
Banking Services
- Current accounts
- Credit cards
- Savings accounts
- Loans
- Mortgages
- Investment products
Digital Features
- Online banking
- Mobile app
- Payment services
- Account management
- Budget tools
- Security features
Investment Options
- Stock trading
- ETF investing
- Savings plans
- Fixed deposits
- Retirement planning
- Portfolio management
Additional Services
- Insurance products
- Sustainable banking
- Business accounts
- Real estate financing
- Student accounts
- Financial planning
Security Features
- Bank-grade encryption
- Two-factor authentication
- Transaction monitoring
- Fraud detection
- Device management
- Secure login
Customer Support
- Phone support
- Email assistance
- Help center
- Online guides
- FAQ section
- Social media
Verdict
DKB excels in providing comprehensive digital banking services with a strong focus on sustainability. Their combination of free banking features and global ATM access makes them particularly valuable for users seeking cost-effective banking solutions.
While the platform is primarily focused on German customers with some international limitations, it offers extensive functionality for both personal and business banking needs. The main limitations are the basic support and some service fees, but for German users seeking a full-featured digital bank with sustainable practices, DKB provides an excellent solution.