Digio Review
Comprehensive review and analysis of Digio's digital banking services
Quick Facts
- Founded
- 2016
- Head Office
- Brazil
- Active Customers
- 2+ million
- Total Funding
- Banco do Brasil subsidiary
- Employees
- 300+
- App Store Rating
- 4.4/5
Pros & Cons
Pros
- Credit focus
- Easy approval
- Digital cards
- No annual fee
- Rewards program
- Bank backing
Cons
- Limited banking features
- Brazil-only availability
- Credit requirements
- Variable rates
Supported Countries
- Brazil
Fees
- Account Maintenance Free
- Credit Card No annual fee
- Foreign Transactions Standard fees apply
- Late Payment Variable rates
- Cash Withdrawal Fees apply
Overview
Digio has focused on digital credit solutions since 2016 as part of Banco do Brasil. Their platform combines credit products with basic banking features, offering accessible financial services.
Key Features
Credit Services
- Credit cards
- Personal loans
- Buy now, pay later
- Credit analysis
- Payment plans
- Limit increases
Banking Features
- Digital account
- Mobile payments
- Bill payments
- Money transfers
- Balance tracking
- Transaction history
Digital Cards
- Virtual cards
- Physical cards
- Contactless payments
- Card management
- Purchase protection
- Security features
Additional Services
- Rewards program
- Partner discounts
- Insurance options
- Mobile top-ups
- Bill analysis
- Financial tools
Security Features
- Bank-grade security
- Two-factor authentication
- Transaction monitoring
- Fraud detection
- Device management
- Instant blocking
Customer Support
- 24/7 assistance
- Chat support
- Phone support
- Help center
- Video guides
- Social media
Verdict
Digio excels in providing accessible credit solutions with digital banking features. Their focus on credit products and easy approval makes them particularly valuable for users seeking credit options with traditional bank backing.
While the platform has limited banking features compared to full-service banks, it offers solid functionality for credit and basic banking needs. The main limitations are the Brazil-only availability and credit requirements, but for Brazilian users seeking digital credit solutions, Digio provides an excellent option.