Curve Review
Comprehensive review and analysis of Curve's digital banking services
Quick Facts
- Founded
- 2015
- Head Office
- United Kingdom
- Active Customers
- 2+ million
- Total Funding
- £150 million
- Employees
- 300+
- App Store Rating
- 4.4/5
Pros & Cons
Pros
- All cards in one
- Go Back in Time feature
- Cashback rewards
- Smart rules
- Expense categorization
- Anti-embarrassment mode
Cons
- Some bank restrictions
- Premium features costly
- Limited credit cards support
- Customer service issues
Supported Countries
- United Kingdom
- European Economic Area
Fees
- Curve Standard Free
- Curve Black £9.99/month
- Curve Metal £14.99/month
- Foreign Exchange Free up to £500/month
- ATM Withdrawals Free up to £200/month
Overview
Curve has revolutionized card management since 2015 by offering an all-in-one solution for multiple cards. Their innovative platform allows users to consolidate all their cards into one smart card while providing additional features and benefits.
Key Features
Card Management
- All cards in one
- Smart rules
- Card switching
- Spending insights
- Virtual cards
- Apple/Google Pay
Smart Features
- Go Back in Time
- Anti-embarrassment mode
- Smart notifications
- Expense tracking
- Receipt capture
- Category spending
Premium Benefits
- Enhanced cashback
- Travel insurance
- Airport lounge access
- Car rental insurance
- Extended warranty
- Premium support
Business Features
- Business expense tracking
- Team cards
- Accounting integration
- Invoice management
- Spending controls
- Business rewards
Security Features
- Bank-level encryption
- Two-factor authentication
- Instant card freeze
- Location security
- Fraud protection
- PIN protection
Customer Support
- In-app chat
- Email support
- Phone assistance
- Help center
- Community forum
- Premium support
Verdict
Curve excels in providing a unique solution for managing multiple cards and spending across accounts. Their Go Back in Time feature and smart rules make it particularly attractive for users with multiple payment cards who want to simplify their wallet.
While premium tiers offer valuable benefits, the free tier provides solid functionality for basic needs. The main limitations are some bank restrictions and occasional customer service issues, but for users looking to streamline their card management and earn rewards, Curve offers an innovative solution.