Credem Review
Comprehensive review and analysis of Credem's digital banking services
Quick Facts
- Founded
- 1910
- Head Office
- Italy
- Active Customers
- 1.5+ million
- Total Funding
- Private
- Employees
- 6000+
- App Store Rating
- 4.5/5
Pros & Cons
Pros
- Long history
- Full banking services
- Investment expertise
- Branch network
- Digital innovation
- Strong security
Cons
- Higher fees
- Complex products
- Italy-focused
- Traditional approach
Supported Countries
- Italy
Fees
- Account Maintenance From €4/month
- Investment Services Custom pricing
- Card Issue Free
- ATM Withdrawals Free at Credem ATMs
- Trading Platform Competitive rates
Overview
Credem has combined traditional banking excellence with digital innovation since 1910. Their platform offers comprehensive banking services with modern digital features, backed by over a century of experience.
Key Features
Banking Services
- Current accounts
- Savings accounts
- Investment services
- Credit cards
- Mortgages
- Personal loans
Investment Platform
- Wealth management
- Trading platform
- Portfolio advisory
- Fund investments
- Market analysis
- Financial planning
Digital Features
- Online banking
- Mobile app
- Payment services
- Account management
- Budget tools
- Security features
Additional Services
- Insurance products
- Private banking
- Business services
- International banking
- Advisory services
- Branch support
Security Features
- Bank-grade security
- Two-factor authentication
- Transaction monitoring
- Fraud detection
- Device management
- Secure messaging
Customer Support
- Branch network
- Personal advisors
- Phone support
- Email assistance
- Help center
- Digital support
Verdict
Credem excels in providing comprehensive banking services with a strong digital presence. Their combination of traditional expertise and modern features makes them particularly valuable for users seeking established banking with digital convenience.
While some services have higher fees and the platform maintains a traditional approach, it offers extensive functionality for all banking needs. The main limitations are the Italy-focused services and complex products, but for Italian users seeking sophisticated banking with both digital and traditional support, Credem provides an excellent solution.