Coupl. Review
Comprehensive review and analysis of Coupl.'s digital banking services
Quick Facts
- Founded
- 2022
- Head Office
- India
- Active Customers
- 50,000+
- Total Funding
- $10 million
- Employees
- 75+
- App Store Rating
- 4.3/5
Pros & Cons
Pros
- Joint account focus
- Shared budgeting
- Bill splitting
- Expense tracking
- Goal planning
- Partner rewards
Cons
- New to market
- Limited features
- India-only availability
- Couples-only focus
Supported Countries
- India
Fees
- Account Maintenance Free
- Card Issue Free
- ATM Withdrawals Free at partner banks
- UPI Transactions Free
- Joint Features Free
Overview
Coupl. has pioneered joint digital banking for couples since 2022. Their platform focuses on making financial management easier for couples with shared features and collaborative tools.
Key Features
Banking Services
- Joint digital account
- Individual accounts
- UPI payments
- Bill payments
- Money transfers
- Shared cards
Couple Features
- Expense sharing
- Bill splitting
- Joint budgeting
- Shared goals
- Partner notifications
- Couple rewards
Financial Tools
- Budget tracking
- Expense analysis
- Goal planning
- Savings automation
- Investment options
- Financial insights
Additional Services
- Couple rewards
- Partner benefits
- Joint savings
- Bill reminders
- Security features
- Support services
Security Features
- Dual authentication
- Transaction monitoring
- Fraud detection
- Device management
- PIN protection
- Instant blocking
Customer Support
- 24/7 assistance
- In-app chat
- Email support
- Help center
- Video guides
- Social media
Verdict
Coupl. excels in providing specialized banking services for couples. Their focus on joint financial management and shared features makes them particularly valuable for partners looking to manage their money together.
While the platform is relatively new with some limitations, it offers solid functionality for couples’ banking needs. The main limitations are the India-only availability and couples-only focus, but for Indian couples seeking a dedicated banking solution, Coupl. provides an excellent option.