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bs2 Review

Comprehensive review and analysis of bs2's digital banking services

Quick Facts

Founded
2016
Head Office
Brazil
Active Customers
500,000+
Total Funding
Private
Employees
500+
App Store Rating
4.4/5

Pros & Cons

Pros

  • Business focus
  • Investment options
  • Foreign exchange
  • API integration
  • Corporate solutions
  • Banking expertise

Cons

  • Complex fee structure
  • Limited retail features
  • Regional focus
  • Service requirements

Supported Countries

  • Brazil

Fees

  • Account Maintenance Varies by plan
  • Card Issue Free
  • Foreign Exchange Competitive rates
  • Transfers Free within network
  • Investment Platform No management fees

Overview

bs2 has evolved into a comprehensive digital bank since 2016, focusing on both personal and business banking solutions. Their platform combines traditional banking expertise with modern digital features.

Key Features

Banking Services

  • Business accounts
  • Personal accounts
  • Foreign exchange
  • Investment platform
  • Payment solutions
  • Credit products

Business Solutions

  • Corporate banking
  • Payment processing
  • API integration
  • Treasury management
  • Foreign trade
  • Business loans

Investment Features

  • Fixed income
  • Investment funds
  • Treasury direct
  • Stock trading
  • Portfolio management
  • Market analysis

Additional Services

  • Exchange services
  • International transfers
  • Corporate cards
  • Payment gateway
  • Cash management
  • Financial advisory

Security Features

  • Bank-grade security
  • Two-factor authentication
  • Transaction monitoring
  • Fraud detection
  • Device management
  • Corporate controls

Customer Support

  • Dedicated managers
  • 24/7 support
  • Technical assistance
  • Help center
  • Business specialists
  • Integration support

Verdict

bs2 excels in providing comprehensive banking solutions with a strong focus on business services. Their combination of traditional banking expertise and modern features makes them particularly valuable for companies needing sophisticated financial services.

While the platform has a complex fee structure and some service requirements, it offers extensive functionality for both business and personal banking. The main limitations are the regional focus and limited retail features, but for Brazilian businesses seeking a full-service digital bank, bs2 provides an excellent solution.