B100 Review
Comprehensive review and analysis of B100's digital banking services
Quick Facts
- Founded
- 2021
- Head Office
- Spain
- Active Customers
- 50,000+
- Total Funding
- €15 million
- Employees
- 75+
- App Store Rating
- 4.3/5
Pros & Cons
Pros
- Modern interface
- Lifestyle rewards
- Investment tools
- No monthly fees
- Social features
- Budget analytics
Cons
- New to market
- Limited features
- Spain-only availability
- Premium features cost extra
Supported Countries
- Spain
Fees
- Basic Account Free
- Premium Account €4.99/month
- Card Issue Free
- ATM Withdrawals Free up to €200/month
- Foreign Transactions 2% fee
Overview
B100 has focused on serving young professionals since 2021. Their platform combines essential banking services with lifestyle features and investment tools, catering to the financial needs of millennials.
Key Features
Banking Services
- Current account
- Virtual cards
- Mobile payments
- Direct debits
- Standing orders
- International transfers
Lifestyle Features
- Rewards program
- Social payments
- Event discounts
- Partner offers
- Group expenses
- Social sharing
Investment Tools
- Stock trading
- Crypto exposure
- Savings goals
- Investment tracking
- Market insights
- Portfolio analysis
Money Management
- Budget tracking
- Expense analytics
- Savings automation
- Bill reminders
- Category insights
- Financial planning
Security Features
- Biometric authentication
- Transaction monitoring
- Card freezing
- Fraud detection
- Device management
- Secure messaging
Customer Support
- In-app chat
- Email support
- Phone assistance
- Help center
- Video tutorials
- Social media
Verdict
B100 excels in providing modern banking services tailored to young professionals. Their combination of essential banking features and lifestyle rewards makes them particularly valuable for millennials seeking a bank that understands their needs.
While the platform is relatively new with some features still in development, the free basic account offers solid functionality. The main limitations are the Spain-only availability and premium features requiring subscription, but for Spanish young professionals seeking a modern banking experience with lifestyle benefits, B100 provides an excellent solution.